Workers' Compensation
NOTE: Labels in bold are required.
Oklahoma Lawyers for Workplace Injury Claims
Have you been injured at work? Are you wondering
how you are going to pay your bills and support yourself and your family when
you are too injured to work and cannot afford medical treatment? The Workers'
Compensation system exists to protect workers from situations like this. We hold
employers accountable to their obligations under the Workers' Compensation Law.
Oklahoma Worker’s Compensation laws can be very complex, intimidating, and if
not properly followed, an injured worker could lose some very valuable rights.
Having a Tulsa Workers’ Compensation lawyer on your side will ensure every right
and benefit you are entitled to under the law is thoroughly explained and
aggressively pursued. Contact us to schedule a free initial consultation about
your possible Workers' Compensation claim. We handle Workers' Compensation cases
on a contingency fee basis. We will charge no fees unless we are able to get you
money.
Seeking Medical Treatment and Lost Wages
Unlike similar personal injury circumstances, accidents that occur in the
workplace are covered by Oklahoma's Workers' Compensation law, which resembles
an insurance program for workers. If you've been injured on-the-job, you are
entitled to medical treatment paid for by your employer. If you cannot work
because of your injury, you may also be entitled to compensation for your lost
wages, also know as Total Temporary Disability or TTD. If, because of light duty
restrictions, you have returned to work and are working fewer hours and/or
receiving less pay, you may also be eligible to receive lost wages called
Temporary Partial Disability or TPD. If your employer’s selected treating
physician sends you back to work (with or without restrictions), you have a
right to disagree with the return to work release and have a right to seek a
second opinion. Your employer’s insurance carrier will not openly share this
right with you.
Additionally, until you legally file your claim with the
Workers’ Compensation Court, the insurance carrier can stop your TTD or TPD
benefits without telling you. Once a Workers’ Compensation claim has been
legally filed, TTD or TPD benefits cannot legally be terminated without notice
and an opportunity to contest the termination. In many situations the insurance
carrier will be required to continue to pay TTD benefits during the period the
termination is being contested. It does not matter who was at fault for your
accident. If you report a compensable workplace injury, your employer should
provide you with medical treatment. If your employer does not send you to a
doctor within three days of reporting your injury, you have a right to choose
your own doctor and treat with your physician during the period your employer
refuses or neglects to provide you medical treatment.
You Have a
Right to Change Doctors
and Receive Second Opinions
Your employer selects your treating physician. You do however have a
one-time privilege to seek a change of treating physician. Additionally, if you
disagree with the opinions of your treating physician, you have a right in
certain situations to seek a second opinion or an independent medical evaluation
known as an IME. Do not be fooled by an insurance adjuster who offers you a
second opinion with one of their hand picked physicians. A true second opinion
physician or IME is a physician selected by the Workers’ Compensation Court, not
by the insurance adjuster.
You Are Entitled to Lost Wages
If the authorized treating physician says that
you cannot go back to work because of your injury, you
are entitled to lost wages called Temporary Total
Disability or TTD. Your Temporary Total Disability
benefits are equal to seventy percent (70%) of your
average weekly wage. These lost wage benefits are not
taxable income. If the authorized treating physician
releases you to return back to work with light duty
restrictions, you are entitled to receive TTD during
that period your employer is unable to accommodate the
light duty restrictions. If you return to work under
light duty restrictions and work fewer hours and/or earn
lower wages than before your injury, you may be entitled
to additional compensation called Temporary Partial
Disability or TPD.
Retraining or Help
Finding a Job After Your Injury
If following your release from medical treatment you
cannot return back to your pre-injury employment because
of your permanent limitations or restrictions, your
employer may be responsible to provide you vocational
retraining or rehabilitation. Your employer is not
legally required to put you back to work after a final
release from treatment if you have any permanent
restrictions that prevent you from performing your
pre-injury work. Your employer can however be required
to vocationally rehabilitate you and pay the tuition,
books and travel for you to attend a retraining program.
If you cannot return to the position you held at the
time of your injury but have transferable job skills,
you may be entitled to receive job placement assistance
to help you find a job.
You Are Entitled to
Compensation Even
If You Quit OR
Have Not Lost Time From Work
Quitting your
job or being fired does not terminate your right to
receive medical treatment or monetary compensation for
your injuries. How long you worked with your employer
does not effect your entitlement to Workers’
Compensation benefits. Continuing to work does not
automatically determine you are not eligible to receive
some monetary compensation for your injuries. Following
completion of medical treatment you may be entitled to a
Permanent Disability award or cash payment for your
permanent injuries, regardless if you have or have not
returned to work following your injury. This law office
can assist you in collecting the maximum compensation
for your permanent injuries.
Your Employer Cannot
Legally Fire You For
Being Hurt or Hiring a Lawyer
Your employer cannot legally fire you for being hurt on
the job or for missing time from work while receiving
medical treatment. Many employers will try to intimidate
or threaten you with a termination for filing a Workers’
Compensation claim. Such conduct is unlawful. If your
employer terminates you as a result of your work injury,
you may have a separate legal action against your
employer in addition to your Workers’ Compensation
claim. This additional legal action is called Wrongful
Termination. This law office sues employers on behalf of
our clients that are wrongfully terminated as a result
of being hurt on the job.
What the Insurance Company
Will Not Tell You
You have a right to change
physicians. You also have right to seek a second
opinion. You have the right to contest the termination
of your weekly disability pay and continue to receive
that pay. You do not have to let a Case Management Nurse
be present in the examination room with you and your
physician. A case management nurse can assist in your
claim. However, that visit with you and your physician
is personal and you can restrict the nurse from being
present during that meeting. The case nurse is a hired
representative of the insurance adjuster and anything
you say to the nurse case manager will be shared with
the insurance adjuster that controls your weekly checks
and medical treatment benefits.
Standing
Up for Your Workers' Compensation Rights
If your employer is refusing to
send you to a doctor after you have reported an injury,
telling you that you are not injured or that your injury
was not suffered in the workplace, we can help you
assert your rights. If your employer's doctor told you
that you can return to work but you believe the doctor
is wrong, we can help pursue your right to a second
medical opinion and/or a change in your treating
physician.
When you hire an
attorney in an Oklahoma Workers’ Compensation claim,
there is no fee unless benefits are recovered. If you
are already receiving TTD benefits when you hire an
attorney, an attorney is not entitled to receive a fee
out of benefits you are already receiving. It is
advisable to speak to a knowledgeable Workers'
Compensation attorney to have all your rights and
benefits fully explained. Workers’ Compensation laws can
be very complex, and we understand how to pursue the
best results within the Workers' Compensation system.
Contact us to discuss how we can help you get the
support you need to recover from your workplace
injuries.
Even if you are
already receiving medical treatment and/or weekly
disability checks, it is advisable to speak with a
knowledgeable Workers’ Compensation attorney for a
no-cost consultation to review all the rights and
benefits available to you under the ever-changing
Workers’ Compensation laws. Please understand the
insurance adjuster or case manager handling your claim
is paid by the insurance company to represent the
insurance companies’ interests, not yours. The insurance
companies have lawyers representing them, and you have
an equal right for an attorney to represent what is in
your best interests. Remember, insurance companies are
not in the business to give away money or benefits. They
seek to minimize risk and exposure. Having a Workers’
Compensation Attorney on your side will assure you that
every potential benefit available to you will be
explored, and that you will be properly compensated for
your workplace injury to the full extent under the
Oklahoma Workers’ Compensation laws.
